How to avoid being scammed, consider your behaviors for a moment: do you delete spam emails? Do you have a safe area where you save your Bank Verification details?
Do you shred your statements and receipts before throwing them away? You can take some basic steps to lessen or eliminate your risk of becoming an identity theft victim.
- Use the internet safely.
One of the easiest ways to get scammed now is through the internet. Social media, especially. Privacy is a major concern, particularly in the digital era. Delete spam emails requesting personal information and maintain your antivirus and anti-spyware software up to date to keep your data protected.
Only shop on safe web pages when shopping online (check your browser for an image of a lock or look for “HTTPS” in the address bar). Credit card numbers, bank verification numbers, and other personal information should never be sent over email.
- Use caution when entering your ATM card details.
Some online transactions would involve you using your ATM can’t details. Take caution when inputting it, observe the kind of website requesting your information. Never keep your card carelessly.
- Discard personal information.
Credit card statements, ATM, credit or debit card receipts, bank deposit receipts, loan solicitations, and other documents containing personal financial information should be torn up or shredded.
Keep your mail safe.
Regularly empty your mailbox and consider purchasing a mailbox lock. Consider dropping off bill payments and cheques at the post office or in a secure mailbox when mailing them. These are minor adjustments that can have a significant influence on your personal safety.
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Look over your credit report.
Obtain and analyze your credit report, at least, once a year, for any questionable activities. Learn how to get a complimentary copy of your report.
Be wary of con artists.
Always be cautious with your personal details. Never provide personal information to telemarketers or react to emails claiming to be from your bank, credit card issuer, government agency, charity, or other groups. If you have any doubts about the request, contact the employer directly to confirm.